Indian Overseas Bank (IOB) has opened the golden gate for aspirants! The much-awaited IOB Indian Overseas Bank SO Recruitment 2025 is here with 127 Specialist Officer vacancies in multiple disciplines like IT, Risk, Credit, Audit, Civil, and more. If you dream of a stable banking career with excellent salary, perks, and growth opportunities, this is your chance. Apply online from 12 Sept to 03 Oct 2025 and step into a bright future
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IOB Indian Overseas Bank SO Recruitment 2025 127 Posts
Overview & Key Details
Important Dates
- Form Start Date: 12 September 2025
- Last Date: 03 October 2025
- Laste Fees Date: 03 October 2025
- Admit Card: Update Soon
- Exam Date: Update Soon
- Result: Update Soon
Note: Applicants are strongly advised to verify all dates and details through the official website. Link is below
Application Fee
- General /OBC/ EWS Candidates: ₹1000/-
- SC / ST Candidates: ₹175/-
- PH Candidates: ₹175/-
- Methods of Payment (Online): Debit Card, Credit Card, Internet Banking, Cash Card / Mobile Wallet
Age Limits
(Age Calculate From – 01/09/2025)
- Minimum Age: 24 Years
- Maximum Age: 40 Years (Post-wise as per notification)
Note: For details on age relaxation, please refer to the official notification.
Vacancy Details
| Post Name | Total Posts | Eligibility | Age Limit |
|---|---|---|---|
| Manager (IS Audit) | 8 | BE/B.Tech (CS/IT/Electronics/Cyber Security) + CISA/CISSP/ISO 27001/OSCP | 25–35 Yrs |
| Senior Manager (IS Audit) | 2 | Same as above | 30–40 Yrs |
| Manager (Civil) | 5 | BE/B.Tech Civil | 25–35 Yrs |
| Manager (Architect) | 3 | Bachelor’s in Architecture + COA registration | 25–35 Yrs |
| Manager (Electrical) | 1 | BE/B.Tech Electrical | 25–35 Yrs |
| Manager (Automobile) | 1 | BE/B.Tech Mechanical/Automobile | 25–35 Yrs |
| Manager (Printing) | 1 | BE/B.Tech Printing Technology | 25–35 Yrs |
| Manager (Treasury) | 11 | Any degree + MBA/PGDM (Finance/Trade) | 25–35 Yrs |
| Manager (Corporate Credit) | 6 | Graduation + MBA/CA/CFA/FRM | 25–35 Yrs |
| Senior Manager (Corporate Credit) | 4 | Same as above | 30–40 Yrs |
| Manager – IT | 13 | BE/B.Tech/M.Tech (CS/IT/EC) / MCA / MSc (CS/IT) | 25–35 Yrs |
| Senior Manager – IT | 4 | BE/B.Tech/M.Tech (CS/IT/EC) / MCA / MSc (CS/IT) | 30–40 Yrs |
| Manager Risk | 5 | CA/CFA/ICWA/MBA Finance/FRM | 25–35 Yrs |
| Senior Manager Risk | 5 | Same as above | 30–40 Yrs |
| Manager Information Security | 41 | BE/B.Tech (CS/IT/EC) / MCA / MSc IT/Cyber Security | 24–35 Yrs |
| Senior Manager Information Security | 2 | Same as above | 25–38 Yrs |
| Manager – Software Engineer (Mobile Apps) | 2 | BE/B.Tech/ MCA/M.Tech (CS/IT/AI/DS) | 25–35 Yrs |
| Senior Manager – Software Engineer (Mobile Apps) | 1 | Same as above | 30–40 Yrs |
| Manager – Software Engineer (Automation) | 2 | Same as above | 25–35 Yrs |
| Manager – Software Engineer (Dot Net) | 2 | Same as above | 25–35 Yrs |
| Manager – Software Engineer (Java) | 2 | Same as above | 25–35 Yrs |
| Manager – Software Engineer (ML-Ops) | 2 | Same as above | 25–35 Yrs |
| Manager – Data Scientist | 1 | BE/B.Tech/M.Tech/ MCA/ MSc (AI/DS/IT/CS) | 25–35 Yrs |
| Senior Manager – Data Scientist | 1 | Same as above | 30–40 Yrs |
| Manager – Data Engineer | 1 | BE/B.Tech/M.Tech/ MCA/ MSc (AI/DS/IT/CS) | 25–35 Yrs |
| Senior Manager – Data Engineer | 1 | Same as above | 30–40 Yrs |
Pay Scale
- Manager (MMGS-II): ₹48,170 – 69,810/- per month
- Senior Manager (MMGS-III): ₹63,840 – 78,230/- per month
- Other allowances and benefits as per bank rules.
Selection Process
The selection will be done in the following stages:
- Online Examination (Objective Test)
- Personal Interview
- Document Verification & Medical Test
Examination Structure
| Section | No. of Questions | Marks | Duration | Medium |
|---|---|---|---|---|
| English Language | 25 | 25 | 30 minutes | English |
| General Awareness (with special reference to Banking Industry) | 25 | 25 | 30 minutes | English |
| Professional Knowledge (related to the post applied for) | 50 | 50 | 60 minutes | English |
| Total | 100 | 100 | 2 hours | — |
Important Links
| Apply Online | Click Here |
| Download Notification | Click Here |
| Official Website | Click Here |
| Join Rojgar Resulted Channel | Whatsapp | Telegram | Instagram |
Table of Contents
IOB Indian Overseas Bank SO Recruitment 2025 Apply Online for 127 Specialist Officer Posts
Indian Overseas Bank (IOB) has released the official notification of IOB Indian Overseas Bank SO (Advt. No.: HRDD/RECT/03/2025-26) for the recruitment of Specialist Officers (SO) 2025. A total of 127 vacancies have been announced across multiple disciplines including IT, Risk Management, Credit, Audit, Civil, Electrical, Architecture, and more. Eligible candidates can apply online from 12 September 2025 to 03 October 2025.
Important Dates Of IOB Indian Overseas Bank SO Form
| Event | Date |
|---|---|
| Application Form Start | 12 September 2025 |
| Last Date for Registration | 03 October 2025 |
| Last Date for Fee Payment | 03 October 2025 |
| Admit Card Available | To be Updated |
| Exam Date | To be Updated |
Application Fees Of IOB Indian Overseas Bank SO Form
| Category | Fee |
|---|---|
| General / OBC / EWS | ₹1000/- |
| SC / ST | ₹175/- |
| PH (Divyang) | ₹175/- |
Note: Payment should be made online through Credit/Debit Card/Net Banking.
Age Limit (as on 01 September 2025)
- Minimum: 24 Years
- Maximum: 40 Years (Post-wise as per notification)
- Age Relaxation: As per IOB SO 2025 recruitment rules
General Age Criteria
- Manager (MMGS II) → 25 to 35 years
- Senior Manager (MMGS III) → 30 to 40 yearsiobLateral-Recruitement-Special…
Age Relaxation (Upper Age Limit) Of IOB Indian Overseas Bank SO Form
| Category | Relaxation |
|---|---|
| SC / ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities (PwBD) | 10 years |
| Persons affected by 1984 riots | 5 years |
| Ex-Servicemen, ECOs / SSCOs (with 5+ years service) | 5 years |
Note: Maximum upper age (after relaxation) cannot exceed 50 years
Vacancy Details IOB Indian Overseas Bank SO Recruitment 2025
| Post Name | Total Posts | Eligibility | Age Limit |
|---|---|---|---|
| Manager (IS Audit) | 8 | BE/B.Tech (CS/IT/Electronics/Cyber Security) + CISA/CISSP/ISO 27001/OSCP | 25–35 Yrs |
| Senior Manager (IS Audit) | 2 | Same as above | 30–40 Yrs |
| Manager (Civil) | 5 | BE/B.Tech Civil | 25–35 Yrs |
| Manager (Architect) | 3 | Bachelor’s in Architecture + COA registration | 25–35 Yrs |
| Manager (Electrical) | 1 | BE/B.Tech Electrical | 25–35 Yrs |
| Manager (Automobile) | 1 | BE/B.Tech Mechanical/Automobile | 25–35 Yrs |
| Manager (Printing) | 1 | BE/B.Tech Printing Technology | 25–35 Yrs |
| Manager (Treasury) | 11 | Any degree + MBA/PGDM (Finance/Trade) | 25–35 Yrs |
| Manager (Corporate Credit) | 6 | Graduation + MBA/CA/CFA/FRM | 25–35 Yrs |
| Senior Manager (Corporate Credit) | 4 | Same as above | 30–40 Yrs |
| Manager – IT | 13 | BE/B.Tech/M.Tech (CS/IT/EC) / MCA / MSc (CS/IT) | 25–35 Yrs |
| Senior Manager – IT | 4 | BE/B.Tech/M.Tech (CS/IT/EC) / MCA / MSc (CS/IT) | 30–40 Yrs |
| Manager Risk | 5 | CA/CFA/ICWA/MBA Finance/FRM | 25–35 Yrs |
| Senior Manager Risk | 5 | Same as above | 30–40 Yrs |
| Manager Information Security | 41 | BE/B.Tech (CS/IT/EC) / MCA / MSc IT/Cyber Security | 24–35 Yrs |
| Senior Manager Information Security | 2 | Same as above | 25–38 Yrs |
| Manager – Software Engineer (Mobile Apps) | 2 | BE/B.Tech/ MCA/M.Tech (CS/IT/AI/DS) | 25–35 Yrs |
| Senior Manager – Software Engineer (Mobile Apps) | 1 | Same as above | 30–40 Yrs |
| Manager – Software Engineer (Automation) | 2 | Same as above | 25–35 Yrs |
| Manager – Software Engineer (Dot Net) | 2 | Same as above | 25–35 Yrs |
| Manager – Software Engineer (Java) | 2 | Same as above | 25–35 Yrs |
| Manager – Software Engineer (ML-Ops) | 2 | Same as above | 25–35 Yrs |
| Manager – Data Scientist | 1 | BE/B.Tech/M.Tech/ MCA/ MSc (AI/DS/IT/CS) | 25–35 Yrs |
| Senior Manager – Data Scientist | 1 | Same as above | 30–40 Yrs |
| Manager – Data Engineer | 1 | BE/B.Tech/M.Tech/ MCA/ MSc (AI/DS/IT/CS) | 25–35 Yrs |
| Senior Manager – Data Engineer | 1 | Same as above | 30–40 Yrs |
Total Posts: 127
Salary (Pay Scale) Of IOB Indian Overseas Bank SO
- Manager (MMGS-II): ₹48,170 – 69,810/- per month
- Senior Manager (MMGS-III): ₹63,840 – 78,230/- per month
- Other allowances and benefits as per bank rules.
Selection Process Of IOB Indian Overseas Bank SO
The selection will be done in the following stages:
- Online Examination (Objective Test)
- Personal Interview
- Document Verification & Medical Test
Examination Structure Of IOB Indian Overseas Bank SO
Online Test (Objective Type)
| Section | No. of Questions | Marks | Duration | Medium |
|---|---|---|---|---|
| English Language | 25 | 25 | 30 minutes | English |
| General Awareness (with special reference to Banking Industry) | 25 | 25 | 30 minutes | English |
| Professional Knowledge (related to the post applied for) | 50 | 50 | 60 minutes | English |
| Total | 100 | 100 | 2 hours | — |
- Type of Exam: Objective (MCQ).
- Sectional Qualifying Marks:
- 30% for Reserved candidates
- 35% for Unreserved candidates
- Negative Marking: 0.25 marks deduction for each wrong answer.
- No penalty for unanswered questionsiobLateral-Recruitement-Special….
Syllabus Of IOB Indian Overseas Bank SO Form
- Reasoning: Puzzles, Syllogism, Seating Arrangement, Coding-Decoding, Inequalities
- English Language: Reading Comprehension, Grammar, Vocabulary, Error Detection, Cloze Test
- Quantitative Aptitude: Arithmetic, Algebra, Data Interpretation, Profit & Loss, Simplification
- Professional Knowledge: Subject-related questions as per post (IT, Audit, Credit, Risk, etc.)
Online Examination Structure
- English Language – 25 Questions, 25 Marks, 30 Minutes
- General Awareness (with special reference to Banking Industry) – 25 Questions, 25 Marks, 30 Minutes
- Professional Knowledge (related to the post applied for) – 50 Questions, 50 Marks, 60 Minutes
- Total – 100 Questions, 100 Marks, 2 HoursiobLateral-Recruitement-Special…
Key Points:
- Exam is objective type (MCQ).
- Sectional qualifying marks: 30% (reserved) and 35% (unreserved).
- Negative marking: 0.25 marks deducted for each wrong answer.
- No penalty for unanswered questions.
Syllabus (Based on Exam Sections) Of IOB Indian Overseas Bank SO
1. English Language
- Reading Comprehension
- Error Detection & Correction
- Fill in the blanks
- Vocabulary (Synonyms/Antonyms)
- Sentence Rearrangement
- Cloze Test
2. General Awareness (Banking Focus)
- Indian Economy & Financial System
- RBI Functions & Monetary Policies
- Banking Terms & Abbreviations
- Recent Banking & Financial Current Affairs
- Government Schemes related to Banking
- Budget & Economic Survey highlights
- International Financial Institutions (IMF, World Bank, BIS, etc.)
3. Professional Knowledge
(Varies by Post Applied)
- For IT roles: Networking, Cloud, Databases, OS, Programming, Cyber Security, Finacle customization, AI/ML, etc.iobLateral-Recruitement-Special…iobLateral-Recruitement-Special…
- For Risk/Credit roles: Risk Management, Credit Appraisal, Basel Norms, Financial Analysis, Treasury, Forex, Regulatory GuidelinesiobLateral-Recruitement-Special…iobLateral-Recruitement-Special…
- For Information Security: Cryptography, Security Frameworks, Incident Response, Regulatory Compliance (RBI, CERT-In), etc.
How to Apply IOB Indian Overseas Bank SO Form 2025
- Visit the official IOB website and go to the “Careers” section.
- Click on Apply Online for Specialist Officer 2025.
- Register with a valid email ID and mobile number.
- Fill in personal, educational, and experience details carefully.
- Upload scanned photograph, signature, and documents.
- Pay the application fee via Debit/Credit Card or Net Banking.
- Submit the application and take a printout for future use.
Note: Candidates must read the official notification carefully before applying.
Indian Overseas Bank SO Recruitment 2025 Ask Question
Q1. When will the IOB Indian Overseas Bank SO Recruitment 2025 application process begin?
Ans. The online application process will start on 12 September 2025 and continue till 03 October 2025.
Q2. How many vacancies are available in IOB Specialist Officer Recruitment 2025?
Ans. There are a total of 127 vacancies for Specialist Officers in different departments such as IT, Risk, Credit, Audit, Civil, and more.
Q3. What is the minimum and maximum age limit for IOB Indian Overseas Bank SO Recruitment 2025?
Ans. The minimum age is 24 years and the maximum is 40 years, depending on the post. Age relaxation is applicable as per government rules.
Q4. What is the application fee for IOB Indian Overseas Bank SO Form 2025?
Ans. The application fee is ₹1000/- for General, OBC, and EWS candidates. For SC, ST, and PH (Divyang) candidates, the fee is ₹175/-.
Q5. What is the selection process for IOB Indian Overseas Bank SO Recruitment 2025?
Ans. The selection process includes:
Online Examination
Personal Interview
Document Verification & Medical Examination
Q6. What is the salary offered for IOB Specialist Officer posts?
Ans.
Manager (MMGS-II): ₹48,170 – 69,810/- per month
Senior Manager (MMGS-III): ₹63,840 – 78,230/- per month
Along with other allowances and benefits as per bank rules.
Q7. How can candidates apply forIOB Indian Overseas Bank SO Form Online Form 2025?
Ans. Candidates must visit the official IOB website, go to the Careers section, register, fill out the form, upload documents, pay the fee, and submit the application.