Bank Of India Credit Officer Recruitment 2025 for 514 Posts

Bank Of India Credit Officer Recruitment 2025 has been officially announced for 514 posts under MMGS-II, MMGS-III, and SMGS-IV scales. The online application starts on 20 December 2025 and the last date to apply is 05 January 2026. Eligible graduates aged 25 to 40 years with relevant banking experience can apply. This recruitment offers an excellent opportunity to secure a prestigious officer-level position in the banking sector with attractive salary and career growth.

In Hindi – बैंक ऑफ इंडिया क्रेडिट ऑफिसर भर्ती 2025 की घोषणा आधिकारिक तौर पर MMGS-II, MMGS-III, और SMGS-IV स्केल के तहत 514 पदों के लिए की गई है। ऑनलाइन आवेदन 20 दिसंबर 2025 से शुरू होंगे और आवेदन करने की अंतिम तिथि 05 जनवरी 2026 है। 25 से 40 वर्ष की आयु के योग्य ग्रेजुएट, जिनके पास संबंधित बैंकिंग अनुभव है, आवेदन कर सकते हैं। यह भर्ती बैंकिंग क्षेत्र में आकर्षक वेतन और करियर ग्रोथ के साथ एक प्रतिष्ठित अधिकारी-स्तरीय पद पाने का एक शानदार अवसर प्रदान करती है।

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Bank Of India Credit Officer Recruitment 2025

Bank Of India (BOI) has released the official notification for Credit Officer Recruitment 2025 in the GBO stream. A total of 514 vacancies have been announced for MMGS-II, MMGS-III, and SMGS-IV scales. Interested and eligible candidates can apply online through the official BOI website.

This recruitment drive is a golden opportunity for experienced graduates who want to build a strong career in the Indian banking sector.

Bank Of India Credit Officer Recruitment 2025

Particulars	Details
Organization	Bank Of India (BOI)
Post Name	Credit Officers
Total Vacancies	514
Job Type	Officer Level (Permanent)
Application Mode	Online
Official Website	bankofindia.co.in

Important Dates

Event	Date
Application Start Date	20 December 2025
Last Date to Apply	05 January 2026
Last Date for Fee Payment	05 January 2026
Admit Card	Update Soon
Exam Date	Update Soon

Application Fee

Category	Fee
General / OBC / EWS	₹850
SC / ST / PH	₹175

Payment Mode: Online (Debit Card / Credit Card / Net Banking)

Age Limit (As on 01 November 2025)

Post	Age Limit
Credit Officer (MMGS-II)	25 – 35 Years
Credit Officer (MMGS-III)	28 – 38 Years
Credit Officer (SMGS-IV)	30 – 40 Years

Age relaxation will be applicable as per Bank of India recruitment rules.

Vacancy Details & Eligibility

Credit Officer (MMGS-II) – 418 Posts

Eligibility:

• Graduation with 60% marks (55% for SC/ST/OBC/PWBD)
• 03 Years of relevant experience

Credit Officer (MMGS-III) – 60 Posts

Eligibility:

• Graduation with 60% marks (55% for SC/ST/OBC/PWBD)
• 05 Years of relevant experience

Credit Officer (SMGS-IV) – 36 Posts

Eligibility:

• Graduation with 60% marks (55% for reserved categories) AND
• MBA / PGDBM OR
• 2 Years Full-Time Master’s Degree OR
• CA / CFA / CMA (ICWA)
• 08 Years of relevant experience

Category-Wise Vacancy Distribution

Scale	General	OBC	EWS	SC	ST	Total
SMGS-IV	17	09	03	05	02	36
MMGS-III	25	16	06	09	04	60
MMGS-II	172	112	41	62	31	418
Grand Total	214	137	50	76	37	514

Exam Centers

Ahmedabad, Gandhinagar, Bengaluru, Hubballi, Bhopal, Indore, Ujjain, Bhubaneswar, Mohali, Chennai, Coimbatore, Dehradun, Delhi/NCR, Guwahati, Hyderabad, Vijayawada, Visakhapatnam, Jaipur, Jammu, Kolkata, Lucknow, Agra, Kanpur, Mumbai, Thane, Navi Mumbai, Panaji, Patna, Raipur, Ranchi, Shimla, Bilaspur, Thiruvananthapuram, Ernakulam.

How to Apply for BOI Credit Officer Online Form 2025

1. Visit the official website: bankofindia.co.in
2. Click on Credit Officer Recruitment 2025 link
3. Register using mobile number and email ID
4. Fill personal, educational, and experience details
5. Upload photo, signature, and required documents
6. Pay application fee online
7. Submit the form and take a printout for future reference

Important Links

Description	Status
Apply Online	Active from 20 December 2025
Download Notification	Available
Official Website	bankofindia.co.in

Bank of India Credit Officer Exam Syllabus 2025

Online Examination Structure

Section / Subject	No. of Questions	Maximum Marks
English Language	25	25
Reasoning Ability	25	25
Quantitative Aptitude	25	25
Professional Knowledge (Relevant to Credit Officer Post)	75	75
Total	150 Questions	150 Marks

Note:

Total Time Duration: 120 Minutes (Composite Time)
Language: English & Hindi (Except English Language section)

Important Syllabus Notes

• English Language is qualifying in nature
  → Marks of English will NOT be added to the final merit list FINAL_NOTICE_CREDIT_OFFICERS_20…
• Minimum Qualifying Marks:
  • General / EWS: 35%
  • SC / ST / OBC / PwBD: 30% (5% relaxation)
• Negative Marking:
  • ¼ mark (0.25) deducted for each wrong answer
• Merit list is prepared based on:
  • Reasoning
  • Quantitative Aptitude
  • Professional Knowledge

Professional Knowledge Syllabus

This section is post-specific and includes:

• Credit Appraisal
• Banking & Financial Awareness
• Lending Policies
• Risk Management
• RBI Guidelines
• Financial Statements Analysis
• Priority Sector Lending
• NPA & Recovery Concepts

(Exact depth depends on MMGS-II / MMGS-III / SMGS-IV level) FINAL_NOTICE_CREDIT_OFFICERS_20…

Selection Process (Related to Syllabus)

• Online Test and/or Interview
• Weightage (if both conducted):
  • Online Exam: 70%
  • Interview: 30%

Important Reminder

This is a short summary of this Recruitment. Candidates must read the official notification before applying.

FAQs